[SuperLuminal]

"#2 they are making it very difficult to log on especially when using a vpn
#3 they have changed their terms and conditions and I don’t like/agree with the new terms.

Only been using PayPal for less than a year...
Have only used it four times...
Main dislike is all the their spam they send me...

OTOH, I have not read any of their announcements of agreement changes...

What are the problematic ones...

[steve86]

I don’t receive PayPal spam, just notices like the recent change in terms and transaction reports. I think you need to modify notification preferences somewhere.