Asthma is a big killer. People with asthma cannot usually get life insurance.
A woman I know, in Sydney, had a grown up daughter, a vibrant healthy woman in her 20s. One day she went home sick. Her mother called an ambulance, when the daughter was struggling to breathe. She died before they arrived. The cause of death was a collapsed lung. Apparently, she had undiagnosed asthma.
This was about 10 years ago. If that happened now, I think it could well be attributed to Covid.
This is just not true. I have asthma for which I take a steroid daily. Not only do I have life insurance (just LOL on that one), I also HAVE LESS RISK OF SEVERE COVID SYMPTOMS BECAUSE OF THE MEDICINE I TAKE. The links of studies confirming this are too many to post.