My folks lived in the Bay area for years.
Do you think I remembered to pack jackets when we went for a visit?
Nooooo, we got new jackets every time.
Wasn’t it Mark Twain that said the coldest winter he spent was summer in San Francisco.
Most people’s idea of going to the beach is swimming and paying out in the sun. Mine is cold wind and great waves, but I love it. The water is so cold you numb up fast and don’t feel it. Dogs love it.