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To: djstex

My oldest son watched my youngest daughter if I had to work on weekends, etc. Ten years apart.


4,667 posted on 05/24/2021 7:43:57 PM PDT by Rusty0604 (" When you can't make them see the light, make them feel the heat." -Ronald Reagan)
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To: Rusty0604; CottonBall; JudyinCanada; All

Ok, I’m not sure who might have some input on this question so it’s a free-for-all!

I swear that today I’ve received 5 unsolicited calls about refinancing my house. All from the same place, which appears to be my current mortgage company. In the past 6 months I’ve received emails and calls from other companies as well. I’ve got a fairly low interest rate plus I don’t plan on staying here so I didn’t worry about maybe saving $80 a month.

But now, I’m wondering. I know there would be stuff like closing costs, etc. Would I have to pay up front or would it be rolled over into the new mortgage? Another down payment or would that be included in the new mortgage? Would the new mortgage start the 30 years over (I don’t want to cash out; reducing the monthly payment would be the only thing)?

I seriously don’t think I would do it (even if I decide that this is my retirement home) and I don’t want to call the lender to ask; they’d probably start calling me every 30 minutes!!


4,672 posted on 05/24/2021 7:58:47 PM PDT by Spirit of Liberty (Idiots are of two kinds: those who try to be smart and those who think they are smart.)
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To: Rusty0604
Yes.
And you all survived. Today seems more about calling out anything that we've been Doing for years as our parents and we are all still here! The left lies and calls us out, we must of lived wrong! The future of Woke is Dead because the young people of today have kids and will fight back. They work hard and pay a mortgage on their homes. The left gets more coverage in the media, but the new hard working group will get in their face better than we did. That's what I think. They could careless about politics but they care about their hard work to get their homes and their ail about their kids!
4,677 posted on 05/24/2021 8:29:49 PM PDT by djstex (God Bless President Trump! Thank You!)
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To: Rusty0604
Sorry long post on my reply! I have faith in the future but it will be a battle.
4,678 posted on 05/24/2021 8:31:35 PM PDT by djstex (God Bless President Trump! Thank You!)
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