For me, it’s not just 3/16 - it’s happy “can collect Social Security at a reduced rate if I want” day.
I say this as a certified Old Fart.
WWG1WGA
Garde la Foi, mes amis! Nous nous sommes les sauveurs de la République! Maintenant et Toujours!
(Keep the Faith, my friends! We are the saviors of the Republic! Now and Forever!)
LonePalm, le Républicain du verre cassé (The Broken Glass Republican)
Free advice and worth every penny: Take the money as soon as you are eligible and spend (Or invest) it while it still has enough value to buy something.