I am in agreement with you. Work it out the best you can before making those choices. My concern is for folks with severe health issues having a vaccine and a good treatment plan for the what if’s.
The what if’s for Covid are pretty well mapped out, the what if’s for the vaccine are completely unknown. I would be surprised if Covid at this point is more dangerous than the vaccine.
With all the warnings of sterilization, anyone under 40 who takes it is foolish.