Speaking of poor mail delivery, we never got our mortgage bill in Dec, thought it got lost with the Christmas mail.
Tried to pay online, couldn't log onto account to pay.
Called company for help, they couldn't get us on to our account either, hubby was on phone with nice lady for a couple of hours.
She said she would work on fixing problem and to call in a couple of days and they would try again, which we did.
Ended up paying over the phone, they waived the $20 fee, as hubby said he wasn't even going to try and pay online again.
The bill finally showed up on Jan. 7th, was mailed on Dec. 12th from Houston.
I'd say that was slower than snail mail, wouldn't you?