How about you lend me 10,000 for 10 years and then I’ll pay you back 11,000.
That’s a much better deal than you will get from the bank!
I’ll sell you 10,000 fist sized rocks for $1,000.
In a few years, you can sell those rocks to Muslims that wanna stone people dead. Sell them for $1. You’ve already banked a $9,000 profit! 900% in just a few years, and you’ll be super popular with the new in crowd.