Yes. Your vehicle is a certain instrument of defense. I would also recommend a carry weapon and a couple magazines ready to swap out if necessary. I carry 2 pistols and 2 additional magazines for each one.
I too only go into the city a couple of times a year. I have no plans to do so normally unless work takes me there. As a business owner I’ve chosen my territory and am kept busy enough to not need business in the urban areas.
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“I too only go into the city a couple of times a year.”
Before I retired four years ago my office was in downtown Chicago, in the Loop (I live 25 miles west of that, and I took the train in to work). I haven’t been to the city since the day I retired, and I have absolutely no intention of ever setting foot in Chicago again.
Out here, outside of Cook County, the town I live in is fairly conservative (when we bought our house here more than 25 years ago it was very conservative, but liberals fleeing the mess they voted for in Chicago have been moving out my way and trying to turn my village blue: Damn them all to hell!).