Insurance ain’t gonna pay.
Standard war, civil insurrection, riot clause.
Unless you had a rider.
You are going to pay Mr Small Business Owner.
And why sections of Newark, Detroit, Trenton, etc never recovered.
.”And why sections of Newark, Detroit, Trenton, etc never recovered.”
Some parts of Chicago still haven’t recovered from 1968.
For some strange reason BLM had a protest in my little Central Texas Town of Salado. Directly across the street from my shop. The protest was about a statue in town. It was Colonel Robertson. BLM was angry that a statue of a soldier in confederate guard uniform was there. His uniform was of the Texas Guard and not the confederacy. He did serve in the confederacy later. In the garb of the Texas Guard it was to honor Colonel Robertson and Texas, not the confederacy.
Three or Four BLMs walked around with AR-15s which is their perfect right in Texas and I support this. There was city police, county police, and state police in abundance. Many shop owners just sat on chairs in front of their shops as I did in front of my shop.
We were all discreetly armed. I sat with my friend and two AR-15s plus pistols. We did not brandish weapons nor march around like those BLM and Antifa cowards do. They are tough guys against an unarmed person. A couple of gentlemen parked their golf cart on my driveway. I went up to them and asked why are you here? One said to "maintain order." I said, "but you are not armed." He pointed to a blanket in the back and said, "we are." I smiled and said, "you are welcome on my property."
Originally BLM had planned to walk down main street (that is when burning and looting happens) to the statue. They changed their minds.
That violence will not occur in a conservative and well armed community of law abiding citizens.
Does insurance cover riots and looting?
The answer: Yes, standard insurance policies usually cover damage that results from rioting, looting, vandalism, and/or civil commotion. This would include damage caused by rioters as well as damage caused by the reactions of police and civil authorities during a riot. Some companies will even offer glass replacement without a deductable.
Interesting thing is that most companies do not cover auto damage but will cover structural and theft. I guess they expect you to get in the car and run away. I would. I am not going to stay and get my back side shot off. But I will save the thing I can’t replace by insurance. I lose nothing that way if I don’t have to get into it.
rwood
Bingo. Most of these naive commentators have never read an insurance policy.