I hear you.
I have a dedicated account just for the debit. It has one small automatic deposit/month. If I am going shopping or want to transfer to a Paypal account, I simply do a deposit from savings for the exact amount needed and then use it that day.
So, I’m not putting anything much at risk and I do keep track of the account balance.
If I need actual cash, I just add a cash-back on the transaction.
I do not like ever using plastic for consumables, of course, even when I know I’m going to be paying it off before it accrues any interest. Just don’t want to get into a bad habit.
But, I do get tired of the younger shoppers being annoyed as I write a check. Even w/the debit, I always go off to one side and quick enter it into my check register. As long as I don’t hold up the line, I don’t get the stink-eye.
When customer service is great, I make it a point to let the business know how much I appreciate it. It is so rare.
“When customer service is great, I make it a point to let the business know how much I appreciate it.”
We do that, too, even when the issue is small.
After I had surgery, DH had to pick up a prescription for me at Walmart. There was a small issue regarding how the doctor had written it, and what it should have been. We couldn’t get the doctor on the phone, so the pharmacy clerk did some calling and worked it all out. It only took about five minutes, but Hubby wrote an “attaboy” to Walmart about the clerk.
The next time he went in, the pharmacy staff went out back and got the clerk who she said that she’d love to give him a hug. (Couldn’t. Covid.) I guess H.R. held a special staff meeting about the letter, everyone applauded. She got a commendation.
Anyhow, it doesn’t have to be a big deal, but people should be recognized for good attitude, good service, etc.