More info; (h/t numberonepal & bitt)
https://www.freerepublic.com/focus/chat/3828727/posts?page=455#455
https://www.freerepublic.com/focus/chat/3828727/posts?page=468#468
Keep in mind when reading the opinions of the “financial community”, that they are going to be heavily opposed to anything disrupting their ability to skim, scam, grift and graft.