[sanjuanbob]

I have an F supplement. No copays or deductibles. No doctor referrals. Pick your own specialists.

[JoSixChip]

I have an F supplement. No copays or deductibles. No doctor referrals. Pick your own specialists.

The problem with plan F is that they are not taking new participants. That means an aging membership with greater medical care needs. That will cause rates to go up faster then other plans. I just put my wife on plan G, almost same as plan F but you pay the part B deductible (~$200). Or there is still a high deductible plan F. Have you considered switching?