I had a $4000 deductible last year too, and met it plus the annual cap. This year I have $75 deductible so that’s going to help a lot, especially since I have to spend so much traveling.
I had a $4000 deductible last year too
I had a $7,500 deductible last year through the Chicago Carpenters Union BC/BS plan. I just went to the doctor today and I now need a hearing aid for both ears, my daughter said it’s going to cost me thousands easily out of pocket without even affecting my deductible. Ain’t life grand...