[hanamizu]

I know...I went through the whole thing with my mother from about 2009 to 2016. The big break came when she ran out of money and got on the state (AZ) medicaid roles.

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My mom stayed in her apartment too long, but wouldn’t hear of leaving it until the day she couldn’t get out of bed. From there to a week in the hospital, two weeks in ‘rehab’ and then to a ‘board and care’ where she died after a month. Thing was her Social Security check was big enough that she didn’t/couldn’t qualify for CA’s MediCal. So no help from the state whatsoever. Of course she was a US citizen and California taxpayer for well over a half century, so I shouldn’t have been surprised.

[goldstategop]

Most of these places are private pay so you need to have deep pockets or have the foresight to take out long term care insurance.

Problem with the latter is most people never do the latter when they’re young because they think nothing bad will ever happen to them.

But life can strike us down when we least expect it and we haven’t prepared for the future.

As our population ages, long term care is expected to become a major social, spiritual, medical, financial and political issue.