Well; one way to make up any shortfall is to discontinue all financial benefits to illegals which cost US taxpayers over $260B last year. That includes social security to illegals who never paid into it.
Without giving too much away about my birthday, I turn 66 in the next few weeks. I’m going to continue working while taking SS. The reason is simple: My wife’s will bump up a few hundred a month, and I’ll be getting something roughly a few thousand a month as well. And I’ve earned it and more with what I’ve put into it.
But I’ll also be able to continue working and still keep all my SS. This matters because it’s the only retirement we have and we’re using it to pay off our mortgage. Once that’s paid off, I’m quitting ever (hopefully) having a “job” again. But I’m also taking it at this time because I don’t know how long it will be that I’ll be able to do this without them changing the rules. They rarely change them retroactively, but can hammer people pretty hard with rules changes before they start taking it.
And yeah, I’m aware of the tax hit...at least Kentucky has no income tax on SS.