This is a truly dumb article. One doesn’t divide their nest-egg value by one’s final/highest annual salary to determine how long one’s nest-egg will be viable. One accounts for some level of annual nest-egg value growth, and then deducts expected annual/monthly expenses, adding inflation into the future expenses. So, if you have a $1M nest-egg growing at 8% per year, and have $60K annual withdrawals/costs and also account for a 2% annual increase/inflation on those costs over time, that $1M GROWS FOREVER! (Just be mindful of any Required Minimum Distributions).
You win
It’s a stupid article
“Don’t use that word, it’s off-limits to you. Only those in this house who understand it might use it. And don’t use any part of it either. Don’t use nest, don’t use egg. You’re out in the forest, you can point. The bird lives in a round stick. And you have ‘things’ over easy with toast.”