My number 1 millennial has student debt paid off. Number 2 millennial has plans to pay off her student debt by November 2020. Repayment for #2 was going slowly before the current administration.
My GD has no debt and is making 120K. She had scholarships and worked except through her last year of graduate school and her parents helped her out too.
She’s living w/her parents and saving most of it to buy a house.
My son went to school in another city, rented an apartment, worked a full-time job, and paid his way through graduation. He didn’t take a dime from his mother and I and nothing from the government. I suspect too many students, ignorant of economics to begin with, have some hazy notion that student loan debt will somehow resolve itself. They opt for classes, parties, and free-loading and then are surprised to find they need to pay for the trip.