“I went to an advisor who advised me to invest in
closed-end mutual funds pushed by his agency. It was
all I could do to keep from laughing in his face.”
*
So, what did you invest in?
I went with a T Rowe Price mix of funds recommended for my age.
Disposable income from redemptions, which I began maxing out just under the income cap before triggering federal tax, went into Vanguard’s S&P 500 fund.