That is the stupidest premise I’ve ever heard. Heck, I was married before my wife and I had any money.
The car(s), house(s) and income all pretty much kept pace with the addition of kids.
We were (first wife home with the Lord in 2004) born again Christians, faithful and tithers, all the stuff the non believer ridicules, but we were never hingry, cold, alone, without a home or car and always had a few dollars for McDonalds or something ..... for twenty years.
I re-married a born again Filipina in 2010 and we want for nothing.
That's all I know to say .... my testimony.