Yep, I’m about the same. I never pay full price for clothing and only look at clearance racks.
I love living below my means so when we really want something, we can.
A year ago, I decided I was finally ready for a good pocket knife and dropped $150 on it.
Living below my means allows that.
We’ve pretty much passed that on. None of our kids are in debt, except a bit to us.
One paid off all of his college loans in just a few days over one year. Now he’s saving for a car.
Just thought of another one about my kids. None of them has a newer phone. They all buy one or two models old used phones and sometimes pass down their existing ones if they still work.