Millennial here, your 3rd Point really hits the mark. Myself and many others wanted to earn a better life, get a better job, Etc. But because of Obama policies that made it much harder, It’s not impossible for the country to recover financially to where it should have been and was stuck working low-wage and she’s a whole jobs for several years longer than they should have been is next to impossible to catch up to a level where is their parents would have been at that point in their life. The smart ones consideration and didn’t waste money and probably budgeted, the other ones are the ones who are really in trouble.
I'm a Gen Xer myself. I do projects for banks. You wouldn't believe the number of H1b Indians I see doing standard white collar jobs in the banks. They themselves have told me the banks don't have to pay them as much as they would an American. I'm not just talking about IT jobs either. Accounting, Risk Management, Finance, Audit, etc etc. They're all over the place. Those jobs should be filled with late 20-30 something Americans. But because the banks can abuse the system to bring over cheap labor from India, younger Americans are denied those jobs. So the ones who would have taken those jobs instead work for smaller firms and the ones who would have worked for smaller firms end up being Baristas at Starbucks and the like.
That is not only terrible for them, its terrible for America. Without being able to get a foot onto the corporate ladder, where does anybody think the senior managers and directors are going to come from 15-20 years from now? It won't be them. Maybe they'll finally be able to get the jobs they should have gotten in their mid to late 20s by then. How the Democrats and Leftists have been able to convince millenials open borders are good for them I will never understand. Open borders and corporations (and the crooked politicians in their pockets) flooding the country with cheap foreign labor is a disaster for millenials.