[Pontiac]

I retired at 60 and could have started drawing SS three years ago, but I still haven't filed for it.

Why not?

If you can start drawing at 62 and wait until you are 65 to start it takes you something like 15 years to recoup the difference.

I am not that sure I will live that long.

[AlaskaErik]

If you can start drawing at 62 and wait until you are 65 to start it takes you something like 15 years to recoup the difference.

I'm not playing that stupid numbers game, trying to get the most out of SS over my remaining years. If my wife dies before me, there goes her pension. I'd rather have a larger SS check for my remaining single years. If I die before collecting any SS, so what? I'll be too dead to care.