Can you claim membership to a bigger group? Veteran? Professional license? Volunteer firefighter? Etc.
They usually have a lower price.
That’s a tougher way to start the process... looking for a product. I do this for a living and can tell you that long term care planning is not something you do in a vacuum; if you need help, please let me know privately and I will connect you with someone you can talk to about planning. When I started there were over 100 LTC insurance companies in the US, there are only 11 left. That should tell you how critical it is to get a professional involved.
Putting on my flame proof jammies now...