> The danger with “hiding places” is getting dotty with old age and forgetting. <
That’s a VERY important point (and you don’t have to be old to forget). It’s a shame FR doesn’t have a way to bump a post up to the top.
My Mom told us kids if something happens to her to look in every envelope we encounter, and especially behind photos on the wall. She hides them in the frames. She had $200 worth of gift certificates a couple of years ago in an envelope in her purse and forgot herself and tossed it cleaning out her purse.