I’m glad Beaker is getting by, for now. I just got off the phone with USAA. The young man was able to tell me how much it’s costing for auto insurance for Sally and Tom. I will be doing some arithmetic and then presenting each of them with a weekly bill.
The representative also said that if there’s an increase for Tom due to his collision, it won’t take effect until next June, which is nice for Tom, since he’ll be paying the $500 deductible. I talked to the service manager at the auto shop, and she said the cost to fix the Altima is already over $7,000.
Oh, my stars! With both Sally and Tom working, there is no reason for you to continue to pay the insurance premiums for those two young drivers.
For the cost of repairs, you could get a whole “new” different car. That’s just not right. :o[
Both of my kids were out of the house when they began driving. My son had a license since he was 16, but my daughter was afraid to drive. When he was in the army, my son was assigned to the Motor Pool, and when my daughter was in the navy, she was the Duty Driver. In Italy. What a place to learn to drive!
You can blame the costly insurance laws for that part. I have a 2003 Ford Escape with > 230k miles on it. I park it on the side of the road in Manhattan so it has more dings than if it were left out in a hailstorm. Once when it was actually hit hard enough to get a repair I asked the adjuster to please just make it derivable, not like new. She said that was illegal. So I had to pay the entire deductible rather than maybe $200 it might have required.
I'm also with USAA.