Like I said, my co-pays pale in comparison to what medical insurance premiums would cost me every month if I didn't go to the VA.
The VA co-pays look like a real bargain then.
Yup. I have a medicare supplement which costs me zero and of course medicare and then add in the VA and mine isn’t too bad. Mrs. rktman on the other hand because she’s only 55, is not cheap. My employer was gonna up her medical to over a $1,000 per month so we found an outside insurance which is “only” $708/mth. Yikes! In fact, I have an appointment on Friday morning 0830 for a stress test and then an echo-cardio afterwards. I wonder how much that would have cost me in the real world. Or, would I just have declined it?