My wife keeps a round chambered. She dun screw around. But, honestly, she’s never complained, she’s fired dozens of handguns and that is her favorite (it was Lady Smith before the PPK). I think the weapon she has is from the 50’s, I’m not sure if that makes a difference, we got it from an auction. I’ve never fired another PPK, just the one we have. I say it’s similar to the Taurus 380 we have (but like I said, I think she likes the Walther because she loves Sean Connery).
Its nuts not to have a round chambered. Thats one extra chance at survval.