In my case I have to work AND use SS income in order to make ends meet. I lost most of my 401k in the crash after years of scrimping. I think more are dependent on it than this guy realizes. My utilities are higher than my house payment used to be and they keep going up.
I think the only people who actually have secure retirement are government workers.
You could not have lost your 401k in the crash UNLESS you took the money out. It eventually came back