[Simon Green]

Imagine if you skipped traditional college,

I did.

skipped owning a car, with its attendant expenses

Unless you live in a city like New York, that's a huge imposition on your ability to travel.

skipped drinking at bars and restaurants

I almost never drink alcohol.

Skipped fast food and eating at restaurants.

Why in the world would I want to do that? Fine dining is one of life's great pleasures.

[caddie]

You’re way ahead, by anyone’s reckoning.