Thank you Freepers, for those that had some constructive insight. And to the majority, you may want to invest 30 minutes and do some research. You won’t stop at a half hour. It’s quite interesting, although not without risk. It’s really not that complicated and it is real. But I should warn you. It’ll take a little more than expounding with mindless cliches that are not in the neighborhood of clever solidifying your reputation of stupidity. It was just a simple question. I’m glad you had a hardy guffaw and your frustrated ego feels soothed.