“If you don’t understand it, don’t do it.”
When my daughter gave me her old computer, I said, “I don’t understand it and will never use it.”
My kids gave me a GPS....I said, “I don’t think I’ll understand it or use it.” Same with an iPhone...
I didn’t understand how a 401K worked, but I put my money into it. I am doing VERY well.
What did I do wrong with all the above?