The kicker is that most of those children do not ever need to go to the doctor. Maybe for a checkup. That’s it. Throw in a flu once a year. That’s it. The money goes to the insurance companies. What is the base amount per policy that the government pays insurance companies?
In my neck of the woods a lot of the Medicaid roll is made up of indigent seniors. Some of whom have sheltered their money so that they can leave it to their kids while sticking taxpayers with the bill for their care.
It’s about $130/month. I know because I helped a women and her kids escape an abusive husband/father. THey had Medicaid for a while. The father was supposed to provide insurance for the kids, but he cancelled it then he got a new policy and never told her. She was responsible for paying back the money the state paid to cover her child.
If I could I’d buy into Medicaid for my kids and get rid of all the Co-pay, deductible, HSA bullcrap I have to deal with.
Ummm that’s not the way it works. When the medical care is free they take their kids to the doc for a sniffle. I’ve seen it.
“What is the base amount per policy that the government pays insurance companies?”
In my state, the base premium paid to Medicaid Management Companies is around $5,500 per year per non-disabled adult. The average total cost (including claims) is about $1,000 more. The premium costs for most other states are less because the medical services covered are fewer.