[samtheman]

have the common sense and situational awareness to avoid certain areas, especially at night

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This is by far the most important point.

[COBOL2Java]

This is by far the most important point.

Most people growing up in the lower-to-middle class NYC neighborhoods like I did learn that at an early age - sometimes the hard way. I was mugged near my home in Brooklyn when I was about 11 years old. Luckily for me, they just took my portable radio and ran. Good lesson though.