Yes the benefits are worth the risk. If you don’t marry the mother of your children the odds of you having a lifetime relationship with your children and grandchildren are even less than if do marry and divorce later.
Shack up relationships have an even higher break up rate than marriages.
Nearly 60% of first marriages don’t divorce. Get a pre-nup and take the plunge.
Casualties on Day on Omaha beach were a bit less than 10%.