Here is a thought I’m thinking regarding a System Reset. Lots of people lose financial assets, then jobs, and the ability to sustain themselves. Individuals or gangs begin stealing by force. Police and the government become overwhelmed, and lots of theft and assaults go unanswered.
Would the local governments still enforce regulations on property? In other words, if a property owner beefs up their security on the perimeter of their home, would local government let it go? For instance, in my area one can have a solid six-foot fence, total of eight-feet height if the upper two-feet are see-thru. In front, only a few feet height. What if I quickly installed a solid 8-foot wall all around, which is against the rules? Because that is what I would do to keep marauding gangs out. (Besides using my stockpile of ammo.) One thing in my favor, is that my neighbors on my block will band together to defend the block, and we have no gangs near the neighborhood. I can see the rule of law breaking down as people do whatever they want in order to protect their assets.
That would depend a great deal upon the nature of your local jurisdiction(s). I’m of the opinion that some areas will go Lord Of The Flies, some areas will manage to adhere and maintain a sense of order and normalcy as before, and most will be somewhere in between, possibly switching from one to the other in waves as new disruptions hit.
There’s also a good possibility that there will be local jurisdictions to go full on authoritarian, more likely to the left than to the right given present realities.
Be careful where you live and own property, in other words, not just due to physical attributes and location, but also just who has authority over it and how those authorities would be likely to react. Look closely, there are “tells.”