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This is one reason I got out. And though I think the Trump election is a pause before the inevitable, I believe our situation is beyond any human solution. This is why I got out several years ago.

For me, EVERYTHING is in hard assets and the real-estate I live on - a home and 32 acres that can completely sustain my family.

I moved all of my stuff out of the Market and into guaranteed minimum returns with no risk of principle - don't earn as much as I might but will also not take a third big hit. Being retired, we needed to protect what we had.

The plus side is that when the market goes up in any quarter or over the year from the anniversary of the IRAs, they generate interest above the guaranteed - got almost $8K extra on mine this year.

We were prudent with our lifestyle and right now it would take a pretty substantial spike in inflation to put us behind the 8-ball.

Too bad most folks in the Middle Class prefer to live beyond their means and not prepare for the inevitable retirement or work at Walmart until you die event.

For me, EVERYTHING is in hard assets and the real-estate I live on - a home and 32 acres that can completely sustain my family.

That is admirable as long as some layer of government doesn't decide it wants your property.