Medicare is a secondary payer, meaning that if someone who has Medicare is also covered under another plan, that other plan is primary.
I am not covered under my husband’s plan.
When I turned 65, Medicare kicked in and we thought Medicare would take care of me.
I disagree with that. Medicare is your primary payer — but only if you are hospitalized. Part B charges at least $104.00 a month by the Govt.
I was under Aetna and when I turned 65 in October, I switched to an Aetna Medicare Advantage Plan. Aetna has it all wrapped up in a pretty package making it easy for you to choose it. I’m certain with a great deal of research and divine discernment, one could find a cheaper way. But for now, Aetna will handle all the billing for me and I go about my life as usual with the same insurance company.
Yet, I have a friend who turned 65 two months after me and she just retired from the Fed govt. Her premiums are higher than mine and even Harry Potter with a magic wand could not understand the extreme nonsense and jargon she had to wade through.
I only take BP meds so my pharmaceutical is minimum. But I realize I am lucky one.
Hope Trump will be able to release Big Pharma.
Except for TriCare, that’s ALWAYS secondary, by law.
“Medicare is a secondary payer, meaning that if someone who has Medicare is also covered under another plan, that other plan is primary.”
that is incorrect [at least for Part B]. once you sign up for medicare that becomes your primary insurer, with any other insurance you may have becoming secondary.
“Medicare is a secondary payer, meaning that if someone who has Medicare is also covered under another plan, that other plan is primary.”
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Not always.
I have been on Medicare for years-—Medicare is primary.my back-up plan is secondary.’
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