OK. Can you do that?
I’m pretty sure that if you can pay the premuims, you can do it, BUT the insurance companies will sure as the sun rises in the East do EVERYTHING in their bag of frauds to deny ANY claim when you DO get killed.
Insurance companies have forgotten why they exist, and have morphed from mutual risk/benefit cooperatives to “profit at any cost” godless entities. The lengths they go to in avoiding payouts are beyond comprehension.