[kjam22]

We saved and invested substantially our whole working lives. We avoided unnecessary expenditures while those around us spent every dime they could borrow. Financially speaking, our retirement is worry free. I just do not regret all the saving and investing in our early years.

Dito

[usconservative]

Ditto

Double ditto. I'm so blessed to be married to a woman who shares the same views on money that I do. Sure there have been times in the past when one of us wanted the bigger house, or the other wanted a new car however we never both wanted the bigger house or new car at the same time, so the other was always there to be a good counter-balance to keep us on financial track, together.

I can't believe I forgot to post in my 'advice' above how critical it is to be financially aligned with one's husband or wife. I do not recall a single time my charming and delightful bride of 29 years and I have ever argued about money or what we spend it on. A blessing indeed.