[mrsmith]

It gives everybody access to them.
Of course if you want an app to have access to them, like an app for communication, you can grant access to just that app.

Confession: I DON’T KNOW JUST WHAT AN “APP” IS. I assume it’s a hipper word for program.

[Excellence]

It’s short for application, which is what a program is.

[mrsmith]

All done.
Only surprise was my TV I use for a monitor was locked up during the install.

Used the https://fix10.isleaked.com/ setting recommendations.

Sure am glad to see the last of that Charm Bar!