“I run 2003, 2007 and 2010 version of MS software. I WILL NOT install 2013”
Really???
2013 fixes a number of problems created by 2010. 2003 was good. 2007 was an ugly upgrade. 2010 fixed a few things but broke a few more things as well. 2013 finally gets it right.
The only thing that I find frustrating in 2013 is I can no longer nativley access Dbase DBF files from Access. You have to use a third party ODBC driver.
Also Office 365 subscription/cloud based product is awesome. 1 subscription for $99 per year and I can install it on 5 computers, 5 tablets, and 5 phones! You get 50 gig on One drive and if any device dies I can remove that deivce and reinstall it on a new device in minutes.
Ditto for Office 365. I have it on two Windows 8.1 machines, one Apple Mac (Intel) and even my iPad - all for one annual fee of $99.99.
Actually, you now get Unlimited OneDrive storage with an Office 365 subscription.