[RetiredTexasVet]

I don’t think this is covered under regular medical insurance. I think that a “dumb sh!t” rider is required with a very high premium.

[Ken H]

I don’t think this is covered under regular medical insurance. I think that a “dumb sh!t” rider is required with a very high premium.

So that's what my doctor meant when he said I should add a DS rider to my policy!