[Toddsterpatriot]

It’s not really all that difficult. The definition of fractional reserve banking is a fact.

It's not difficult. It is a fact.

Fractional-reserve banking is the practice whereby a bank takes in deposits, creates credit or makes loans...that are less than the amount of its customers’ deposits.

Kinda like my post #24,

Fractional reserve means they hold a fraction of deposits. Which means they loan less than their deposits, not multiples.

[Sherman Logan]

What I posted: Fractional-reserve banking is the practice whereby a bank takes in deposits, creates credit or makes loans, and holds reserves (to satisfy demands for withdrawals) that are less than the amount of its customers’ deposits.

What you posted: Fractional-reserve banking is the practice whereby a bank takes in deposits, creates credit or makes loans...that are less than the amount of its customers’ deposits.

It's the reserves that are less than the amount of deposits, not the loans.

I'm unclear if you just don't understand plain English, or if you're rather ineptly attempting to mislead people.

But others are perfectly capable of comparing the two sentences above and reaching their own conclusions.

In any case, I'm off to the sack. Don't let the banksters get you!