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College Debt Bubble Crisis: 33% Of All Student Loans Are Delinquent On Repayments
Market Daily News ^ | 03/31/2015 | Mac Slavo

Posted on 03/31/2015 1:47:59 PM PDT by SeekAndFind

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1 posted on 03/31/2015 1:47:59 PM PDT by SeekAndFind
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To: SeekAndFind

“And it will be Americans who got duped by the promise of high paying dream jobs and financial stability who will pay the ultimate price.”

Horrible planning by many students and parents.


2 posted on 03/31/2015 1:50:57 PM PDT by stephenjohnbanker (My Batting Average( 1,000) (GOPe is that easy to read))
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To: SeekAndFind

Some kids don’t want to work, others won’t take anything less than a mid level position, and the rest who want a decent entry level position and is willing to work up the ladder can’t find many jobs due to the Obama 6 year recession.


3 posted on 03/31/2015 1:51:04 PM PDT by 1Old Pro
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To: stephenjohnbanker

Most are taking liberal arts classes and no one wants that other then the teaching profession.


4 posted on 03/31/2015 1:53:11 PM PDT by Lumper20 ( clown in Chief has own Gov employees Gestapo)
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To: stephenjohnbanker

Most are taking liberal arts classes and no one wants that other then the teaching profession.


5 posted on 03/31/2015 1:53:11 PM PDT by Lumper20 ( clown in Chief has own Gov employees Gestapo)
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To: SeekAndFind
I think I would like to see the delinquent percentages broken down by major field of study.

Then we'd have some idea of which departments had been basically living off the teat by producing a surplus of unemployable graduates at inflated rates.

6 posted on 03/31/2015 1:53:12 PM PDT by Smokin' Joe (How often God must weep at humans' folly. Stand fast. God knows what He is doing.)
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To: SeekAndFind

And all members of the Free $hit Army.


7 posted on 03/31/2015 1:53:36 PM PDT by CMailBag
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To: SeekAndFind; All

Since the states have never delegated the feds, expressly via the Constitution, the specific power to regulate, tax and spend for intrastate schooling purposes, this issue reeks of another government-manufactured crisis, compliments of the ill-conceived 17th Amendment.

The 17th Amendment needs to disappear.


8 posted on 03/31/2015 1:55:22 PM PDT by Amendment10
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To: Lumper20

” Most are taking liberal arts classes and no one wants that other then the teaching profession.”

Horrible planning. If one isn’t prepared to get a doctorate, and teach, it is burned cash.


9 posted on 03/31/2015 1:55:49 PM PDT by stephenjohnbanker (My Batting Average( 1,000) (GOPe is that easy to read))
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To: SeekAndFind
1) Federal government makes the student loans and backs them up with taxpayer funds.
2) Student loans are not dischargeable in bankruptcy.
3) Because of (1) and (2), loans are easy to get. Student goes and gets easy money loan.
4) Colleges say "cha-ching!" and raise tuitions.
5) GOTO (3) until the system collapses.
10 posted on 03/31/2015 1:57:06 PM PDT by pepsi_junkie (Who is John Galt?)
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To: SeekAndFind

I worked for about 25 different colleges in New England. They are mostly small private and state universities. While you have heard of some of them, most are names you would not recognize.

aLL of them have been on construction benders. They are building new dorms, science centers, athletic facilities, etc. the colleges know the gravy train is going to end soon. Their alumni are going to start dying in droves. The Federal teat is going to dry up. They need to max out their credit cards now in order to cut all capital spending when the bubble bursts.

You certainly want your roof fixed before you get laid off. It only makes sense.

What the uninformed see as expansion, the more aware folks see as shrewd.

This is not going to end well.


11 posted on 03/31/2015 1:58:15 PM PDT by Vermont Lt (When you are inclined to to buy storage boxes, but contractor bags instead.)
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To: SeekAndFind
Perfect candidates for future government workers.

They are learning to avoid payment and will fit right in via not paying their income tax!

12 posted on 03/31/2015 1:58:52 PM PDT by EGPWS (Trust in God, question everyone else)
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To: SeekAndFind

Nothing another $500 billion of printed Federal Reserve money can’t fix!


13 posted on 03/31/2015 1:59:39 PM PDT by PGR88
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To: Lumper20

My daughter is an art major. She has her pick of at least three jobs come June. None of them are going to set the world on fire. But they are jobs that will pay the rent.


14 posted on 03/31/2015 1:59:45 PM PDT by Vermont Lt (When you are inclined to to buy storage boxes, but contractor bags instead.)
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To: stephenjohnbanker
One of my daughters will be a freshman this fall.

If they want you, they take half off right away.They presume you will borrow the rest.

In fact, more than half the mail she gets from schools she's been accepted at involve various loan schemes, with minimal information, and no information which could help with making a good decision.

I get the "they're all irresponsible idiots, screw 'em" line, I really do.

But credit has distorted our money system in so, so many ways. These young adults going off to college are the third generation of people using credit as money. And, since the credit-as-money system has some features of a Ponzi scheme (the size of the total debt has to keep growing, regardless of individual borrower behavior, because it's a bookable asset for the lenders) - as credit as money spreads and as price inflation worsens as a result, I'm not really sure that individual responsibility will get us off the hook.

I'm not even sure anymore that responsible debtors aren't suckers.

15 posted on 03/31/2015 2:01:40 PM PDT by Jim Noble (When strong, avoid them. Attack their weaknesses. Emerge to their surprise. .)
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To: stephenjohnbanker

(Response to the quote you cited, not to you personally...)

No, I expect it will be the working, middle class taxpayers who will pay the ultimate price. Because we will be asked to suck it up while the government gives these losers a free pass so that they can just clear off the student loan debts, then these same losers will line up to get their mortgages and 6 year car loans, since their credit rating will be “all good”, and they will default on those loans at some point, too.


16 posted on 03/31/2015 2:03:55 PM PDT by NEMDF
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To: Smokin' Joe
I think I would like to see the delinquent percentages broken down by major field of study.

And we have a winner.

I have told my children that I will assist them as far as possible with college expenses as long as they can show me a business plan at the beginning of every semester that provides a rational basis for a positive return on investment for their time and my money. They can deconstruct Kafka on their own time.

17 posted on 03/31/2015 2:08:00 PM PDT by FateAmenableToChange
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To: PGR88

Look for a forgiveness of student debt plank in the 2016 ‘Rat platform


18 posted on 03/31/2015 2:09:03 PM PDT by BenLurkin (The above is not a statement of fact. It is either satire or opinion. Or both.)
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To: BenLurkin

I’ll make sure to never hire anyone who has their student debt forgiven.


19 posted on 03/31/2015 2:12:53 PM PDT by dfwgator
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To: stephenjohnbanker

There are jobs for BSEE’s always.


20 posted on 03/31/2015 2:13:17 PM PDT by Lumper20 ( clown in Chief has own Gov employees Gestapo)
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