[sportutegrl]

I'm not sure I agree with this chart. If you are 50 and make 100,000, you should have 3.8 times your income saved, or 380 thousand. But if you make only 50K more, you should have saved 5.3 times, or 795 thousand, even if you are the same age? Why not the same 3.8 times your higher income of 150,000?

[proxy_user]

Because, presumably, most of the money represents investment returns. If you invested more when you were young, compounding will have done a lot for you.