You said ... “Three days later I got a call from fraud protection...”
JUST THINK ... if you had been able to use Apple Pay all along (which was just released recently) it would not have been possible to compromise your card that way!
Yeah right absolutely no correlation.. seriously!
Then along comes a apple groupie suggesting it be best to use apple’s financial system. Hmmm
Kinda like the mob suggesting it would be a shame if I didn’t pay for protection and my house burns down.
No thanks!