My son’s then-new wife tried to get life insurance on me when they first got married several years ago, but my liver enzymes were up and I have chronic fatigue syndrome. However, according to the insurance company, the chronic fatigue was first on the list and NO ONE has ever died from it, or died from complications of it. And the liver enzymes are improving, thanks to a little pill called “milk thistle.”
Anyway, I have no life insurance, so all my kids will get is the proceeds from whatever of mine they sell. I’ve decided to donate my body to science, and when they are done with it, they can cremate it, split the ashes and send an urn to each kid. One can have the right half and one can have the left half.
I was just on Facebook with one of my nieces who has been having a problem with a product she bought, and tried to employ the “protection plan.” I told her that when I worked in a camera shop in Reseda, CA, they told me to try and sell the protection plan with every camera because it was pure profit and people seldom had occasion to use it. I hated retail.
I think insurance companies are the same way...they just want the money coming in.
I'm with you there.
I never buy protection plans, but I'm going to suggest my daughter start buying them. I got her a new camera which she took to Colombia with her. The first week someone knocked it out of her hands and it broke. The fix is more expensive than a new camera. If I'd bought the plan...
Anyway, I'm clumsy, but little ArGee is clumsier so she gets the plan from now on.