Do you think their phobias are because they weren’t unattended when they were away from home?
I think there is some data to show that the tendencies toward anxiety and phobias are genetic. There may be a predisposition toward that. Of course, we’ll never know.
Mom was always home, that was a good thing. We lived about 8 houses from the local 7-11, my kids weren’t allowed to walk there when they were teenagers. They weren’t allowed on the bus unless mom drove them to the stop. We lived within half a mile with no main roads, and crossing guards at every intersection. Moms anxiety and phobias transferred from nature or nurture, we’ll never know, but an educated guess says fear can be instilled.