Our State Farm agent told us they could not possibly care less what animals we have.
That was the first thing I asked before we switched *all* our insurance over to them.
[Like a good neighbor, stay over there]
My theory is, that knowing you have Dobermanns, [or other “efficient” dogs] they might consider you a very, *very* low risk for burglaries resulting in claim payouts.
Frankly, we only have home insurance for the machine/bike shop.
Whomever breaks in here, where the dogs are, is not getting out.
:)
When I told my insurance agent that we were breeding beagles, they said that Maine Mutual would no longer insure us. We had been with them for ten years. They were the ones who said they would not insure anyone if they had the three aforementioned breeds plus pit bulls and a few others.
Therefore, we switched to State Farm too. We also run a grooming business out of our house. Amica would not insure us if we had a home business.